INVEST IN DIGITAL TOKENS
New investing solutions.
Generate passive income by investing into digital tokens representing a real-life asset and earn up to 11.25%* on a yearly basis.
Finspot investments in numbers
Ognjen Kurtić, Co-Founder and Chief Technology Officer of Finspot, explaining during his appearance alongside the President of the Securities Commission on Radio Television of Serbia how our company utilizes funds from the sale of digital tokens and how it generates returns for investors, using a straightforward example.
SEC Approved Whitepaper
Digital tokens are regulated by the Digital Property Act. Our new whitepaper has been approved by the Commission for Securities Exchange licence number 9/2-101-3071/7-22.
Licensed Factoring Company
Factoring is regulated by the Law on Factoring and Finspot operates in accordance with the approval of the Ministry of Finance of the Republic of Serbia under number 401-00-05877/2020-16.
Invest in your own rhythm.
Finspot is created to work for you, no matter if you are an experienced investor or you are just staring.
Open and verify an account, buy Finspot tokens, select an product to invest in and relax while your money is working for you.
INVESTING OPTIONS
Broaden your investment portfolio with a carefully curated selection of financial products, designed to meet the needs of diverse investor profiles. Our offerings differ based on the following key attributes:
- Investment time horizon
- Potential yield
- Liquidity and options for early redemption
Investment term: 12 months**
* Before taxes. You can learn more about the tax treatment of digital tokens in our white paper.
** With the option of early termination of the investment after 2 months.
*** With the option of monthly profit payouts for investments exceeding 600.000 RSD.
In just 4 easy steps, invest your money and start earning some of the highest returns on the market.
01 Open and verify an account
Provide basic contact information to start the accreditation process. We ll need to verify you identity, address and bank account. Finspot support will contact you after you open an account to take you through the verification process.
02 Setup account
Add your bank account, open a new blockchain wallet or add an existing one.
03 Buy tokens
Buy tokens with a simple e-banking transaction of RSD to the FInspot account. After the initial offering is completed, you will automatically receive tokens in your blockchain wallet.
04 Invest
Select your investment products and confirm with a simple transaction to create your first investment.
THE ADVANTAGES OF INVESTING IN FINSPOT TOKENS
Generating regular income from your investments is more than just a strategy for growing your wealth — it is a pathway to true financial freedom.
Imagine a life where your money works continuously on your behalf, granting you the freedom to focus on what matters most — whether it is spending more time with family, travelling the world, or realising your business ambitions.
WHO WE ARE
INVEST WITH CONFIDENCE
The leading digital factoring platform in the region.
Invest in income-generating assets and watch your financial stability strengthen from the very first day of investment.
We are committed to fair business practices and full transparency. As seasoned software engineers and recognised experts in finance and law, we developed Serbia’s first online factoring platform, enabling micro, small, and medium-sized enterprises, as well as entrepreneurs, to finance outstanding invoices with unprecedented speed.
Finspot is the first company in Serbia to issue digital tokens. The Finspot Factoring Token, or FIN, is the first digital token approved by the Securities Commission.
PROVEN INVESTMENT PROFITABILITY
BY INVESTING IN FIN TOKEN OUR INVESTORS HAVE EARNED OVER 46 MILLION RSD SO FAR
Frequently asked questions
The initial offer starts on January 16, 2023 at 08:00 and lasts for 2 days, that is it ends on January 18, 2022 at midnight. Tokens not sold during the initial offering will also be available for buying after the offering.
For now, FIN2 token can be purchased on the Finspot platform by paying the RSD equivalent to the Finspot account, where one FIN2 token amounts to RSD 1.000,00. Purchased FIN2 tokens can be invested in indexes offered by Finspot or sold back to Finspot. It is not possible to buy / sell it for another token, nor is it possible to send it to someone other than Finspot.
The individuals holding FIN2 tokens are required to pay capital income tax on the interest earned from FIN2 tokens, and the income tax rate is 15%. The payment of taxes will be made by Finspot to the competent authority on behalf of the investor. At the same time the remaining profit will be paid directly to the investor.
Minimum amount for the purchase of FIN2 tokens is 10.000,00 RSD, or 10 FIN2 tokens.
Maximum amount is currently available amount of FIN2 tokens that have not been sold, and you can see this information on the Finspot platform, within the form for buying FIN2 tokens.
Based on the business done so far and the measures taken during the development of the FIN2 token, Finspot believes that the risk of investing in FIN2 token is very low.
You can see more about the business and technological risks that exist in the white paper on our website.
In order to buy tokens, you first need to register on Finspot platform and go through the accreditation process. After successful accreditation, you need to set up your bank account and blockchain wallet on the platform, and after that you can make a FIN2 token purchase.
An investor can sell his FIN2 tokens to Finspot only if they are not invested in an index. If an investor has invested his FIN2 tokens by selecting a investment product, he can sell them to Finspot only after the investment expires.
You can. If the change of bank account or wallet address is made after the purchase of the FIN2 token, it is necessary to contact Finspot support by sending a request to change the bank account or wallet address from Finspot platform.
According to the basic attributes, blockchain technology implies the responsibility of the token owner to keep a secret key that allows access to his blockchain wallet. In case of loss of the secret key, no one, not even the issuer, can provide access to the blockchain wallet, and therefore the tokens that are in such a wallet. Given the nature of the Finspot token and the closed ecosystem in which it is used, as well as the fact that all holders are accredited, Finspot may in such situations have proof of the actual owner of the token and refund it for a fee in case of loss of a secret key and only after the their investments expire.
In addition to the Finspot wallet that you can open on our platform, you can also use other wallets that support custom ERC20 token on Polygon network such as MetaMask wallet, Alpha wallet and Trust wallet. If you use a wallet other than those listed, please notify Finspot support to confirm if it can be used for FIN2 token.
