Online factoring Serbia

Factoring is a financial service in which the factor (Finspot d.o.o.) pays you money in advance for an invoice issued on deferred payment to another legal entity or entrepreneur. Thanks to factoring, you have the funds immediately, without having to wait for payment from the customer. The money can be used for any purpose.

All companies that have a customer invoice with a satisfactory credit rating.

Using state-of-the-art algorithms, we have completely automated the processing of your financial requirements.

After financing the invoice, Finspot is obliged to notify your customer of the change of creditor. Finspot will never communicate with your customers without your approval.

It’s not! Factoring is a source of financing for your business but it has many advantages over traditional borrowing from banks. By using factoring, you do not incur any additional debt, but only you’re your receivables into money in the bank account. Factoring services are not registered in the credit bureau or in the balance sheets of your customer and you. Finspot d.o.o. simply pays you an advance for your deferred invoices issued at the time of contracting the factoring transaction, and on the due date of the invoice, your customer simply pays the invoice to Finspot d.o.o., instead of paying you.

No, by clicking on the ‘Open Account’ button in the upper right corner you can easily open an account and take all the necessary steps to finance your invoices.

When you open an account, we define a financing limit and within that you can request payment of as many invoices as you want. For example, if your general limit is 5,000,000 dinars, the gross amount of all invoices you finance cannot exceed 5,000,000 dinars.